Get your Retainage now.
And get on to your next job.

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Why wait months for your Retainage to be paid?

Retainage Funding Solutions will buy your outstanding Retainage providing you the working capital that you need now. Our team of professionals has over 40 years of experience in construction and over 60 years in finance and the financial backing of Blue Marlin Partners.


How it works.

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We will buy your Retainage on completed contracts providing you capital to grow your business.

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The Wait

You have completed work on a project. Great job! But you may have to wait months to receive final payment for the Retainage from the General Contractor.

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The Squeeze

Meanwhile, you have potential new jobs waiting for you to start. But you lack the capital to mobilize and the banks aren't eager to help

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The Solution

Retainage Funding Solutions will buy your outstanding Retainage - it's not a loan! The process is simple, convenient and fast. You get capital when you need it. so that you can get back to work.


Who we are.

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We are preferred financing solution for Contractors
who have outstanding Retainage on completed jobs.

Retainage Funding Solutions provides a solution to the liquidity gap in the commercial construction industry. While subcontractors bear the burden of fronting the mobilization costs on construction projects and are largely underserved by the banking industry, the retainage that is held until project completion puts further strain on their liquidity. We purchase retainage at a discount on jobs that have been completed, providing subcontractors with working capital so they can focus on growing their business.

The principals at Retainage Funding Solutions have over 40 years of experience in the construction industry and over 60 years of experience in finance, a marriage that uniquely positions us to serve the unique funding challenges faced by subcontractors.

We believe our approach adds value to all parties - starting with the owners and working through the banks, bonding agencies, general contractors and suppliers - providing liquidity to subcontractors thereby increasing their capacity to promptly settle their obligations and confidently take on more work. When you understand who we are and how we do what we do, we think you will agree that everyone wins when working capital is actually “working”.

We serve GA, SC, NC, MD, VA, DC and CO with new markets coming soon. Regardless of your job site, please feel free to give us a call to see if we can help you today.


I can’t believe how quickly the money showed up in the bank account! RFS made the process painless, and they delivered on what they promised.
— Jimmy Dillahunt, President, Cadet Construction (Raleigh, NC)